Macroeconomic Indicators and the Housing Market

Macroeconomic Indicators and the Housing Market

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The Importance and the Relevance of the Macroeconomic Indicators and How Strong Housing Gains Help Drive The Economic Growth

 

 

Let’s start by taking a look at the housing market

Consumer spending, increased investment, and a hot housing market have led the economy to new highs in the first quarter predictions.

 

Fuelling the economy has been a growing housing market, where housing values continue to climb, despite recent rate hikes that the Bank of England had hoped would cool things off a bit.

 

Macroeconomic Indicators and the Housing MarketThe interest rates of almost 6% are at a 6 year high, but investors and home buyers seem to be ignoring rising rates.

Home buyers in the last year have almost universally reported substantial and record increases in the equity value of their homes, and as long as housing values continue to rise, analysts expect that demand for housing and other loans will remain strong.

 

Consumer spending is up at 0.6% over the last quarter, and investment has risen by almost 2%. Services are by far the largest sector of the economy, and this sector has also shown strong growth.

 

Analysts say that the real engine behind the economic growth is a housing market that is giving people the confidence to spend. With housing values having risen at 13% over the last year, there are a lot of homeowners with some extra money, and extra confidence right now.

 

Financial services have shown strong growth, partly in response to an increasing demand for equity and home-based loans, as people move to take advantage of the rise in equity values, and the dramatic housing value increases that have allowed them a bigger financial cushion to work with.

 

Many advisors are forecasting another interest rate rise to combat the strong economy and increasing inflation, and many savvy loan seekers are using the current relatively low rates to lock into a fixed equity or home loan now before the likely higher rates to come.

 

The housing market shows no signs of cooling, even with central planning measures, and the economy should continue to grow driven by a housing market engine that is pushing up consumer confidence and spending.

 

The Importance and the Relevance of the Macroeconomic Indicators

The economic activities which take place within the framework of a national economy are concretized in a wide range of goods and services. Their assessment under physical or valoric aspect is realized with the help of the economic indicators.

The economic indicator reveals the numeric expression of the quantitative side of the economic phenomena and processes in a certain space and time conditions. It permits to make evident these processes and phenomena quantitatively, structurally and qualitatively and to observe the interdependences between some certain subsystems of the national economy.

According to the level, these indicators are calculated for, there can be microeconomic and macroeconomic indicators; if the former shows the results at the level of the individual economic agent, the latter measures the performance at the level of the national economy. The starting point in calculating the macroeconomic indicators is represented by the microeconomic ones.The most important macroeconomic indicators are the aggregate product, the gross domestic product, the gross national product, the national income and the personal income of the population.

The Gross National Product  ( GNP) represents the market value of the final goods and services produced in a certain period of time, usually one year, by the economic agents of a country, regardless of their existence inside or outside the boundaries of that country.

 

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